Atom Bank

Welcome to Atom bank, the UK’s first app-based bank. We’re here to make things better, offering products and developing experiences that will help free you up to fully focus on your business. At the moment, we offer secured loans through our exclusive panel of intermediaries. With straightforward products and lending criteria, and transparent pricing with no hidden fees, you can see we’re not like most banks.

Right now, we’re supporting SMEs through the Government-backed Recovery Loan Scheme (RLS), helping them get back on their feet and continue to grow.